Monte Fisher, CPA, CFE — VCAnalytics.ai

Forensic GRC. AI Governance. VA Claims.
No vendor. No percentage. No fluff.

Monte Fisher — CPA (Ret.), CFE, Lean Six Sigma Green Belt. 19 years at a major global energy company. Board-level oversight of 17 Joint Ventures. $36B payments governance. The same forensic rigor applied to your AI governance, VA claims, payment cards, and compliance challenges.

CPA (Retired) CFE Lean Six Sigma Green Belt NIST AI RMF · COSO GenAI · ISO 42001 Makati, Philippines · Available worldwide
No vendor agenda
No percentage fees
No upfront fees for veterans
Written deliverables every engagement
Free to start — conversation first
Available worldwide — remote or onsite
Advisory Services

What I do

Every engagement starts with a conversation. I tell you honestly whether I can help and what it looks like. No sales pitch. No obligation. Every paid engagement produces a written deliverable you own.

Payment Card AI Governance

Forensic process review and AI governance for payment card operations. Blended rate analysis, settlement optimization, interchange decomposition, Level 2/3 data capture, and Durbin Amendment compliance. Based on $36B in North American payment card oversight at a major global energy company.

  • Blended rate forensic decomposition — find what AI optimizes and what it can't
  • Day/night settlement optimization analysis
  • Level 2/3 data capture opportunity assessment
  • Debit routing review — post-Durbin Amendment compliance
  • AI governance framework for payment card operations
  • Gift card volume ratio anomaly detection
Full hub → paymentcardgovernance.ai · Message Monte to discuss your engagement

Aerospace AI Governance Advisory

Independent forensic GRC advisory for aerospace and defense organizations. Read the five-article series at SpaceGovernance.ai first — then let's talk about what your organization needs before regulators or investors ask the questions you can't answer yet.

  • ITAR AI compliance gap analysis and framework
  • IPO governance readiness review — S-1 preparation
  • Starlink/satellite data sovereignty assessment
  • FAIG applied to launch-vehicle scale operations
  • Written report suitable for board and investor review
Read the series → spacegovernance.ai · Then message Monte to discuss your engagement

Fractional GRC Officer

Senior GRC leadership on a retainer basis. Board-level risk reporting, controls design, SOX-aligned compliance frameworks, and audit support — without the cost of a full-time hire. Remote, 10-15 hours per month.

  • Monthly board-level risk and governance reporting
  • Controls design and implementation oversight
  • Audit support and gap closure
  • Regulatory compliance monitoring
  • AI governance integration into existing GRC framework
Ideal for: Growing companies needing senior GRC without a full-time hire · Message Monte to discuss scope

Forensic GRC Review

Forensic accounting lens applied to your governance, risk, and compliance environment. Controls review, fraud risk assessment, vendor due diligence, data privacy audit, and anti-corruption gap analysis. Written findings with remediation roadmap.

  • Controls review and gap identification
  • Fraud risk assessment — CFE methodology
  • Vendor due diligence framework
  • Data privacy and PII compliance review
  • Anti-corruption risk assessment
Ideal for: Companies preparing for audit, M&A due diligence, or responding to compliance concerns

Free Tools & Resources

Tools built for veterans and businesses

Every tool is free to access or free to start. Monte built the Fisher Forensic Scoring Suite (FFSS) — a set of AI-powered tools for veterans and enterprise clients.

Free

FNVI Intake Form

Submit your VA claim details. Monte sends back a free teaser analysis within one business day.

Submit intake form →
Free

FAIG Assessment

15-question AI governance assessment. Scored across 5 domains. Takes 5 minutes.

Take assessment →
Free — Top 50

VA Claims Top 50 Tips

First 8 tips free. Full 56-tip guide available via WhatsApp Monte.

Read tips →
Via WhatsApp

56 VA Tips — Full Guide

Complete 7-section guide. 56 tips organized by impact. WhatsApp Monte to receive.

WhatsApp Monte →
Via WhatsApp

FVAP — 50 AI Prompts

Fisher Veterans AI Playbook. 50 copy-paste prompts including the complete claim audit. WhatsApp Monte to receive.

WhatsApp Monte →
Free Read

C-File Analysis Service

What a forensic C-File review looks like and what it finds. Learn about the FNVI process.

Learn more →

Recent Articles

Research and analysis

Published articles across AI governance, veterans benefits, aerospace, and payment cards. All free to read.

DOGE Is Using AI Against Veterans. Here's How to Fight Back.

How DOGE AI systems are cutting benefits — and how veterans can use the same technology to protect what they've earned.

PTSD VA Claim Requirements — 38 CFR 3.304(f) Explained

Both PTSD tracks explained. Track 1 standard stressor. Track 2 fear-based. What you need to file successfully.

Military Yelling and PTSD — What the VA Doesn't Tell You

How military culture and command environments contribute to PTSD claims — and how to document it.

FAIG Applied to Aerospace AI — The Complete Framework

What responsible AI governance looks like at launch-vehicle scale. NIST, COSO, ISO 42001 applied to aerospace.

SpaceX, ITAR, and AI Governance

How ITAR compliance intersects with AI systems in aerospace — and what governance gaps look like at scale.

AI Governance in Payment Card Operations — 2026

How AI is transforming payment card governance — and the forensic framework needed to manage it responsibly.

AI Governance for Philippine BPOs — 2026

What Philippine BPOs need to know about AI governance before US clients start asking the hard questions.

View all articles →

Full article library — AI governance, veterans benefits, aerospace, payment cards, forensic GRC.


Who I Work With

Clients and engagements

US Veterans

Honest FNVI forensic C-File analysis. No percentage fees. No sales pressure. DOGE AI cuts defense available.

Philippine BPOs

AI governance frameworks before US clients ask the questions your team can't answer yet.

Aerospace & Defense

ITAR AI compliance, IPO governance readiness, Starlink data sovereignty, board-level GRC.

Payment Card Operations

Blended rate forensic analysis, AI optimization governance, settlement optimization, Durbin compliance.

Energy Companies

JV governance, SOX compliance, controls design — board-level GRC framework applied to your operation.

Pre-IPO Companies

Governance infrastructure before the S-1. The questions your institutional investors will ask — answered before they ask them.


How It Works

Simple. Conversation first. Written deliverable every time.

01

Start free — no obligation

Veterans: submit the FNVI intake form or WhatsApp Monte. Enterprise: take the free FAIG assessment or message Monte. He will tell you honestly whether he can help.

02

Monte gives you real value first

Veterans get a free teaser analysis. Enterprise clients get scored FAIG results. No paywall before you see value.

03

Scope agreed in writing

Every paid engagement has a clear scope agreed before work begins. No surprises. No scope creep without your approval.

04

Forensic analysis and written deliverable

The same analytical rigor applied at board level across 17 Joint Ventures — applied to your situation. Written report. Board-ready. You own it.


Credentials

Why it matters who does this work

GRC advisory is only as good as the forensic rigor behind it. Here is mine.

19 Years — Major Global Energy CompanyGRC Manager, Finance Manager, Controller for 17 Retail Equity JVs at board level
$36B Payments OversightNorth America retail payment cards — major global energy company
CPA — Texas (Retired)Ohio State University BSBA Accounting
CFE — 25+ YearsCertified Fraud Examiner · Association of Certified Fraud Examiners
Lean Six Sigma Green BeltProcess optimization at enterprise scale
NIST AI RMF · COSO GenAI · ISO 42001AI governance frameworks · IAPP Member
Anti-Corruption OperationsPACC/NBI undercover operations · Philippine government
Published Thought LeaderSpaceGovernance.ai · 5-article aerospace AI governance series · FAIG framework founder

Domain Network

Specialized hubs by practice area

vcanalytics.ai

Main hub — all services

spacegovernance.ai

Aerospace AI governance

aerospacegovernance.com

Aerospace GRC hub

paymentcardgovernance.ai

Payment card governance

paymentcard.ai

Payment card advisory

montefisher.com

Personal legacy page

mastersrunnerph.com

Masters running Philippines

AI Governance Hub

FAIG assessment center

What Veterans Say

Real veterans. Real experiences. No sales pitch.

"I was ready to quit. Monte went through my denial letters line by line and explained exactly why each one failed and what was missing. He didn't give up when it got complicated. Most people would have moved on. He didn't. That meant everything to me."
C
Charles
Army Veteran
"I was nervous sharing personal military and medical information with anyone. Monte handled everything with complete discretion — no unnecessary data collected, nothing shared, everything kept private. And he was actually accessible. Real responses, real person, no call centers, no handoffs."
C
Chris
Navy Veteran
"Monte didn't give up on me or ghost me. When things got complicated he stayed in it. I never felt like just another case. He was there when I needed him."
R
Robert
Marine Corps Veteran

Start with a conversation

Veteran or enterprise — tell Monte what you're dealing with. He'll tell you honestly whether he can help and what it looks like. No obligation. No sales pitch.

+1 (281) 389-8728 · Makati, Philippines · Available worldwide · Remote or onsite

Monte Fisher's CPA license is retired and inactive. He is not VA-accredited and does not represent veterans before the VA. All consulting engagements are advisory in nature. Not legal advice. Not investment advice. Veterans should consult with a VA-accredited representative for formal claims assistance.