US Expat Tax Help · Philippines · 2026

Before you file —
get a forensic CPA audit check
or full licensed prep.

TurboTax gives you a green checkmark. FTARU gives you a forensic CPA's audit-risk analysis. And if you need the full works — we'll connect you with our licensed US CPA partner.

Path A FTARU Audit Risk Review Forensic check before you file DIY. Flat fee. 48-hr report. Path B Full Prep Referral Need full prep? We'll connect you with our licensed US CPA partner.
Retired Texas CPA
Certified Fraud Examiner
20+ years analytics
Licensed US CPA partner
HIPAA-compliant · PII-secure
Two ways to get help

Choose the level of support
that fits your situation.

Not every expat return needs full CPA preparation. Some need a forensic second opinion. Some need the works. Monte screens your intake and routes you to the right option.

Path A — FTARU Review

Forensic audit risk check before you file

You've prepared your return. Before you hit submit, Monte runs FTARU — Bayesian + Monte Carlo risk modeling — and delivers a written report with your audit risk score, red flags, and specific fixes.

  • Works with TurboTax, H&R Block, FreeTaxUSA, any software
  • FBAR, FEIE, Form 2555 forensic review
  • Written risk report with fix recommendations
  • Filing clearance: Safe / Minor tweaks / Seek CPA
  • 48-hour turnaround · Flat fee
Get FTARU Review →
Path B — Full Prep Referral

Need full prep? We'll connect you with our licensed US CPA partner.

Complex return, prior IRS correspondence, foreign corporations, or simply want a licensed CPA to prepare, sign, and file? Monte screens your situation and makes a warm intro to our US CPA partner firm.

  • Licensed US CPA prepares, signs, and files
  • Full FEIE, FBAR, PFIC, and complex situations
  • IRS e-file with formal licensed sign-off
  • Monte screens and refers — you deal direct with partner
  • Referral fee disclosed to all clients
Request CPA Referral →

Not sure which path? Fill out the intake form — Monte will advise.

The process

How it works — both paths

1

Fill the short intake form

Tell Monte your situation — software used, country, return complexity, which path interests you. Takes 3 minutes. Monte reviews every submission personally.

2

Monte routes your inquiry

Path A: Monte confirms the scope and you share your return PDF via secure channel. Path B: Monte screens for fit and makes a warm introduction to the licensed US CPA partner.

3

FTARU analysis or full prep begins

Path A: Bayesian + Monte Carlo analysis within 48 hours, delivered as a written report. Path B: The licensed CPA partner handles full preparation, review, and filing.

4

File with real confidence

Path A: Written risk report with specific fixes — you file knowing your exposure. Path B: CPA files on your behalf with formal licensed sign-off and IRS e-file.

Is this for you?

Built for US expats in the Philippines
with real filing complexity.

US expats in Makati, Angeles, Cebu, or anywhere in PH
Veterans with FEIE on disability or mixed income
Self-filers with foreign bank accounts or FBAR obligations
Anyone with Philippine corporate or business interests
DIY filers who've changed countries, jobs, or marital status
Anyone unsure about qualifying presence calculations
Filers who've received an IRS notice in the past 3 years
People who want full licensed prep without the big firm price
Get started

Request your review or referral.

Fill out the form. Monte reviews every submission and responds within one business day with next steps and pricing.

Secure intake form · HIPAA-standard data handling
Path A FTARU Review Forensic check, I file DIY
Path B Full Prep Referral Licensed CPA prep & filing

Received — thank you.

Monte will respond within one business day. Check your email and spam folder.

or message directly
Path A: flat fee · Path B: partner rates · HIPAA-standard data handling
Monte earns a referral fee on Path B referrals — disclosed to all clients before any introduction is made.
Your analyst

Why Monte Fisher?

Monte Fisher — Retired CPA and Certified Fraud Examiner

Monte Fisher

CPA (Retired) · Texas CFE · Certified Fraud Examiner 20+ Years Analytics Veteran Advocate

Monte developed FTARU after watching veterans and expats confidently self-file returns carrying forensic-level audit risks invisible to standard software. He also operates VCAnalytics.ai serving US veterans with C-File analysis and VA claims strategy — making him uniquely capable for the veteran expat community in the Philippines.

One analyst. No associates. No hand-offs. Referral fees always disclosed.

Common questions

Frequently asked questions

How do I know if I need Path A or Path B?
Fill out the intake form and Monte will advise. Generally: Path A suits a DIY filer with a reasonably standard expat return who wants forensic peace of mind before submitting. Path B suits anyone with a complex return, prior IRS correspondence, foreign corporate interests, or who simply wants a licensed CPA to formally prepare and sign. Many clients start on Path A and upgrade when the FTARU report surfaces issues that need professional correction.
What is the referral arrangement with the CPA partner?
Monte has a referral partnership with a licensed US CPA firm. When he refers clients under Path B, he receives a referral fee. This is disclosed to every client before any introduction is made. The CPA partner handles all tax preparation, signing, and filing independently — Monte does not participate in or supervise that work.
Can Monte do tax prep himself?
No. Monte's CPA license is retired and inactive. He does not prepare tax returns, provide formal tax advice, file returns, or represent clients before the IRS. His role is marketing, intake screening, FTARU forensic analysis (Path A), and qualified referral to the licensed CPA partner (Path B).
I'm a veteran — can you help with VA claims too?
Yes. Monte built VCAnalytics.ai specifically to serve veterans. C-File analysis and VA claims strategy are available alongside or independently of the tax service. Veterans in the Philippines with service-connected compensation plus foreign earned income have both complex tax and VA claims situations that benefit from someone who understands both systems.
How is my data protected?
VCAnalytics.ai operates under HIPAA-standard PII protocols. Documents are transmitted via encrypted channels, are not retained beyond the engagement, and are never shared with third parties except the licensed CPA partner under Path B referrals (with your consent).

Important disclosures & disclaimers

Not tax advice or preparation. The FTARU pre-submission forensic review (Path A) is an independent analytical risk assessment, not tax advice, tax preparation, or IRS representation. Monte Fisher's CPA license is retired and inactive. No CPA-client relationship is formed.

Referral disclosure. Under Path B, Monte Fisher refers clients to a licensed US CPA partner and receives a referral fee. This is disclosed to every client before any referral is made. Monte does not prepare, review, sign, or supervise the tax work performed by the partner firm.

Not a guarantee. Audit risk scores are analytical outputs based on available information and historical IRS enforcement data. They do not guarantee any outcome.

Consult licensed professionals. For tax preparation, IRS representation, or formal legal tax opinions, always consult a licensed CPA, enrolled agent, or tax attorney in your jurisdiction.