// Free self-service educational tool

Understand Your VA Rating & the Process

Free tools to help you understand how the VA combines ratings, what evidence it generally looks for, and how the process works — using the VA's own rules. Everything runs in your browser. Nothing is sent to anyone. You see the information and you decide.

How this works: this free tool gives you general information based on the VA's own regulations so you can understand the process — it does not advise on your specific claim, tell you what to file, or make decisions for you. VCAnalytics.ai and Monte Fisher are not VA-accredited and do not prepare or file claims. For help with your specific claim, free accredited assistance is available through a VSO — va.gov/vso.
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Combined Rating Calculator
See how the VA's math combines ratings — the same 38 CFR 4.25 method the VA uses
Your Conditions
Condition (optional label)Rating %Bilat.
VA ratings are in 10% steps. Check "Bilat." only for conditions on paired limbs (both knees, both arms) — the VA adds an extra factor for those.
// Combined rating
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How the VA Process Works
General education — how the system operates

How combined ratings work

The VA doesn't add ratings together. It starts with your highest rating, then applies each additional rating to the remaining healthy percentage, and rounds the final result to the nearest 10%. That's why 50% and 30% combine to about 65% (rounded to 70%), not 80%.

Source: 38 CFR 4.25

The bilateral factor

For conditions on paired limbs (both arms, both legs), the VA combines those paired ratings first, then adds an extra 10% of that value before combining with everything else.

Source: 38 CFR 4.26

What evidence the VA generally looks for

For service connection, the VA generally looks for three things in any claim:

  • A current diagnosis — a present, diagnosed condition (from medical records).
  • An in-service event, injury, or exposure — something during service (from service records, statements).
  • A nexus — a link connecting the two, often a medical opinion explaining how service relates to the current condition.

This is the general framework the VA uses for any claim. How it applies to an individual situation depends on the specific facts — a VSO can help you work through yours.

Source: 38 CFR 3.303, 3.304

Conditions commonly discussed as secondary

In general VA and medical literature, certain conditions are frequently discussed as potentially secondary to others (one condition contributing to another). This is general reference information — whether any secondary connection applies to an individual is a medical and factual question for that person and their providers, not something this tool determines.

Often discussed as primaryCommonly discussed as potentially secondary
PTSD / mental healthSleep apnea, hypertension, GERD, erectile dysfunction
Knee / joint conditionsThe other joint, back conditions, altered-gait issues
DiabetesPeripheral neuropathy, retinopathy, kidney conditions
Tinnitus / hearing lossMigraines, sleep disturbance
Medications (general)GI conditions and others, depending on the medication

General reference only — not a finding that any of these apply to you, and not a recommendation to file. A diagnosis and a medical nexus opinion are what establish a secondary connection. Discuss your situation with your doctor and a VSO.

Source: general literature on secondary service connection (38 CFR 3.310)

Filing your own claim

Filing is free. You can file yourself at VA.gov and submit your own evidence through the VA's QuickSubmit tool from your own verified account. You never have to pay anyone to file. Accredited VSOs can also file and represent you, for free.

Source: VA.gov/disability; access.va.gov

General options veterans have

  • File a new claim, or a supplemental claim with new evidence, at VA.gov.
  • Request a Higher-Level Review or a Board appeal of a decision you disagree with.
  • Gather your records — service records, medical records, your C-File — to understand your own history.
  • Work with a free accredited VSO who can advise on your specific situation and represent you.

These are general paths in the VA system. This tool doesn't recommend which fits your situation — that's your decision, and a VSO can help you make it.

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Next Steps & Help
Where to go from here

Help with your specific claim

For advice on your own claim, or someone to represent you with the VA — free accredited help, at no cost.

Find a VSO →

Questions about this tool

Something not working, math looks off, or feedback on the tool itself? Message Monte — tool questions only.

Message Monte →

Monte is pursuing VA accreditation

Once accredited, Monte will be able to advise on and represent specific claims directly. Want a heads-up when that happens? Leave your email — no spam, just a single notice.

Educational tool only. Provides general information from the VA's published regulations to help veterans understand the rating system and process. It doesn't review or advise on any individual's specific claim and doesn't transmit your calculator entries to anyone — everything runs in your browser. Monte Fisher is a retired CPA (Texas) and CFE, not a VA-accredited claims agent, attorney, or medical professional. Not legal or medical advice. For advice on your specific claim and official representation, work with a free VA-accredited VSO. VA rules change — verify at va.gov. · VCAnalytics.ai