US Veterans · Philippines · 2026 · In-Person & Remote

VA Disability & FMP for
US Veterans in the Philippines

The Philippines has one of the largest US veteran communities in the world — Makati, Angeles City, Cebu, and beyond. Monte Fisher is based here — offering in-person consultations in Makati and Angeles City alongside full remote service nationwide.

Message Monte on WhatsApp C-File Analysis →
In-person · Makati & Angeles City
Remote · Anywhere in the Philippines
Retired Texas CPA & CFE
1,000+ successful claims supported
No upfront fees · No % of backpay
In-person help — Philippines only

The only overseas VA analyst
you can meet face to face

Most VA claims analysts are remote-only. Monte is based in Makati and works with veterans in person at his Philippines offices — the same level of analytical rigor as his remote service, with the added benefit of sitting down, going through your records together, and getting a clear explanation of your situation in plain English.

In-person consultations available in:

Makati City: Makati Palace, LG 10-11, Burgos Street, Makati City. Metro Manila veterans and expats — walk in or message ahead.

Angeles City: Clark, Pampanga, and Central Luzon veterans — contact Monte directly for address and availability.

No appointment required for initial inquiries at Makati. Walk in, introduce yourself, and Monte will make time. No pressure, no fees for the initial conversation.

Foreign Medical Program — Philippines

FMP coverage in the Philippines:
what veterans need to know

The Philippines is a fully covered FMP country. You can see any licensed Philippine provider for your service-connected conditions and submit for reimbursement. The Philippines has excellent private hospitals — particularly in Metro Manila — at costs far below US equivalents. FMP makes private hospital care essentially free for service-connected conditions.

Philippines advantage: Healthcare costs in the Philippines are among the lowest of any FMP-covered country. A private specialist consultation runs ₱1,500–5,000 (~$25–85 USD). FMP reimbursement covers this at full cost — making the Philippines one of the best countries in the world for veterans managing chronic service-connected conditions on a fixed income.

C&P exam availability in the Philippines

The Philippines has strong C&P exam availability due to the large US veteran population. VA contractors schedule exams in Metro Manila regularly. Angeles City and Cebu also have periodic availability. Give VA your exact Philippine address — call 1-800-827-1000 — to ensure you're scheduled locally. Wait times are typically 1–2 months, better than most overseas locations.

Register for FMP

Call +1 303-331-7590 or complete VA Form 10-7959f-1. Free. Register before you need care. Monte can walk you through this in person at either office location.

CVAC — Manila

The Claims and Veterans Assistance Center (CVAC) at the US Embassy in Manila provides VA services specifically for veterans in the Philippines. One of the best-resourced VA overseas offices globally due to the large veteran population here.

Filing FMP claims

Philippine private hospitals produce good documentation. Request itemized official receipts (OR) and medical certificates in English. Submit to VA FMP, PO Box 469061, Denver CO 80246-9061.

Emergency care

Go to the nearest private hospital emergency room for serious emergencies. Notify VA within 72 hours of admission. Keep all official receipts and medical records for FMP reimbursement.

Recommended hospitals

FMP-eligible hospitals
veterans use most in the Philippines

Metro Manila

Makati Medical Center

One of the Philippines' premier private hospitals. Located in Makati near Monte's office. Strong across all specialties. International billing department familiar with US insurance documentation including FMP.

Metro Manila

St. Luke's Medical Center

BGC and Quezon City locations. JCI accredited. Excellent specialist care and diagnostics. International services department can assist with FMP documentation. Widely used by US veterans and expats in Metro Manila.

Angeles City / Clark

Angeles University Foundation Medical Center

Primary quality hospital option for veterans in Angeles City and Clark. English-speaking staff. Serves the substantial US veteran community in Pampanga. Monte can accompany or advise on FMP documentation.

Cebu

Cebu Doctors' University Hospital

Leading private hospital in Cebu City. Strong specialist coverage. Good choice for veterans in the Visayas region. International billing documentation available for FMP claims.

Why the Philippines

Why the Philippines is the #1
US veteran retirement destination

✓Largest US veteran community outside the United States
✓English is widely spoken — no language barrier
✓Low cost of living — VA disability goes much further
✓Excellent private healthcare at a fraction of US costs
✓SRRV (Special Resident Retiree's Visa) easy long-stay option
✓CVAC Manila — dedicated VA office for Philippines veterans
✓Strong C&P exam availability — one of best overseas
✓In-person VA claims help available — unique to Philippines
How Monte helps veterans in the Philippines

In-person and remote help —
the Philippines is home base

Monte built VCAnalytics.ai specifically to serve the US veteran community in the Philippines. This is his home — Makati is where he works, where he meets clients, and where the FFSS framework was developed. Every service available remotely worldwide is also available in person here.

In-person C-File review

Bring your C-File to Monte's Makati or Angeles City office. Walk through it together. Get a clear explanation of what's in it, what's missing, and what to do next. No online upload required.

FNVI forensic analysis

Full C-File forensic analysis with FNVI scoring — missed conditions, underrated ratings, nexus gaps — delivered as a written report. In person or via Proton Drive upload for veterans outside Metro Manila.

FMP & CVAC navigation

Help understanding FMP coverage in the Philippines, how to use CVAC Manila, and how to build strong FMP reimbursement documentation from Philippine hospitals.

US expat tax review

Veterans in the Philippines often have complex FEIE, FBAR, and Philippine business interests. Monte also offers FTARU forensic tax review and full CPA referral — see the dedicated PH tax page.

Monte Fisher — Retired CPA and Veteran Advocate in Makati

Monte Fisher

CPA · Texas (Retired) CFE · ACFE 25+ Yrs Analytics Based in Makati HIPAA Compliant

Retired Texas CPA and Certified Fraud Examiner based in Makati. The Philippines is home — not just a service area. Over 1,000 successful claims supported. No upfront fees. No percentage of your backpay. Walk in to Makati Palace or message on WhatsApp — whichever works for you.

Get started

In the Philippines and need
VA claims or FMP help?

Walk in to Makati Palace, LG 10-11, Burgos Street — or message Monte on WhatsApp. No appointment needed for initial inquiries. No fees for the first conversation.

Message Monte on WhatsApp →

In-person · Makati & Angeles City · Remote · Anywhere in Philippines · No upfront fees

FAQ

Common questions from
veterans in the Philippines

What is CVAC and how does it help Philippines veterans?
The Claims and Veterans Assistance Center (CVAC) is located at the US Embassy in Manila and provides dedicated VA services to US veterans living in the Philippines. It's one of the most capable VA overseas offices in the world given the size of the veteran population here. CVAC can assist with claims processing, pension, and other VA benefits. Monte's service is separate from and complementary to CVAC — he provides analytical and advocacy support, not official representation.
Can I receive VA disability payments while living in the Philippines?
Yes. VA disability compensation is paid to your US bank account and accessible from anywhere. Many veterans use US banks with international ATM access or wire transfers to Philippine peso accounts. There is no residency requirement. VA disability compensation is not subject to Philippine income tax.
How good is C&P exam availability in the Philippines?
The Philippines has among the best C&P exam availability of any overseas location due to the large and concentrated US veteran population. VA contractors schedule regular exams in Metro Manila. Give VA your exact Philippine address by calling 1-800-827-1000. Wait times are typically 1–2 months — significantly better than most other overseas countries. Veterans in Angeles City and Cebu may also have periodic local availability.
Can I meet Monte in person?
Yes — this is unique to the Philippines. Monte sees clients in person at Makati Palace, LG 10-11, Burgos Street, Makati City. Walk-ins welcome for initial conversations. He also works in Angeles City — contact him directly for address and availability. In-person consultations cover everything available remotely: C-File review, FMP guidance, claims strategy, and tax review.
Can Monte help with US expat taxes as well as VA claims?
Yes — and this is specifically why the Philippines is unique among all countries in Monte's service area. He offers both VA claims analytics and FTARU forensic tax review, plus in-person intake and referral to a licensed US CPA partner for full tax preparation and filing. See the dedicated Philippines tax service pages for details: best-us-tax-help-philippines-2026.html and tax-services.html.
Other country guides

VA & FMP guides for
other countries

🇯🇵 Japan 🇰🇷 Korea 🇹🇭 Thailand 🇩🇪 Germany 🇬🇧 UK 🇦🇺 Australia 🇮🇹 Italy 🇪🇸 Spain 🇨🇷 Costa Rica 🌍 All Countries

Important disclaimer

Monte Fisher is not VA-accredited and does not represent veterans before the VA, file claims, or provide legal advice. C-File analysis and all FFSS outputs are educational and analytical in nature only. Always use a free accredited VSO, CVAC Manila, or VA-accredited claims agent for official VA representation. Information may change — always verify current FMP rules and VA policies at va.gov.